1. Introduction
Welcome to Bharat Bargains ("we," "our," "us"). We are committed to protecting your privacy and ensuring the security of your personal information.
This Privacy Policy explains how we collect, use, share, and safeguard your data when you use our web application available at Bharat Bargains
(the "Site"). By using our Site, you agree to the terms outlined in this Privacy Policy.
Company Details
- Business Name: Bharat Bargains
- Address: 2-107, Main Road, Near Ramalayam, Koppavaram, India - 533346
- Contact Email: support@bharat-bargains.com
2.1 Account Creation
When you create an account with us, we collect the following personal information:
- Full Name
- Email Address
- Username
- Date of Birth
- Gender
2.2 Billing Information
For billing purposes, we collect:
- Mobile Number with Country Code
- Door Number/Street/Area
- Pincode
- City
- State
- Country
2.3 Transaction Data
We collect your IP address when you place an order, make a transaction, or during account sign in to prevent fraud and illegal activities.
Additionally, we collect UPI transaction details such as UTR Number, Transaction Amount, and Date/Time to facilitate and verify your transactions.
2.4 Third-Party Services
We use third-party services including Google Recaptcha.
These services may have their own privacy policies and practices, which we encourage you to review.
2.5 eKYC Data Collection
To provide access to our services, we collect the following eKYC details from users after account creation:
- Aadhaar Card Number
- PAN Card Number
- Name as per Aadhaar/PAN
- Date of Birth (for age verification)
This data is collected only after obtaining user consent and is used for identity verification, fraud prevention, chargeback mitigation, and compliance with regulatory requirements.
3. Data Use
We use the data collected, including eKYC details, for the following purposes:
- Identity Verification: To confirm user authenticity using Aadhaar and PAN details.
- Fraud Prevention & Chargeback Mitigation: To prevent fraudulent transactions and provide verified user information to banks if disputes arise.
- Age Verification: To confirm that the user is 18 years or older before granting access to services.
- Legal & Regulatory Compliance: To comply with requests from RBI, banks, and government authorities as required by law.
- Service Improvement: To analyze user demographics and enhance our services.
eKYC data will not be used for advertising or marketing purposes.
7. Cookies and Tracking Technologies
We use Google Adsense and Google Recaptcha on our Site. These are not tracking technologies but serve specific functions related to advertising and security.
For details on these services, please refer to their respective privacy policies.
10. Governing Law
This Privacy Policy is governed by and construed in accordance with the laws of India. Any disputes arising from this Privacy Policy will be subject to the exclusive jurisdiction of the courts in India.
12. Consent
By using our Site, you consent to the collection and use of your personal data as described in this Privacy Policy. Specifically, you agree to:
- Data Collection: We collect personal data to facilitate transactions, provide services, and ensure the security of our Site.
- Purpose: Your data will be used solely for the purposes outlined in this Privacy Policy.
- Consent Withdrawal: You may withdraw your consent at any time by contacting us at support@bharat-bargains.com. Please note that withdrawing consent may affect your ability to use certain features of our Site.
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By providing Aadhaar and PAN details, you expressly consent to:
- The collection, storage, and encrypted handling of eKYC data.
- The use of this data for identity verification, fraud prevention, and legal compliance.
- The sharing of eKYC data only with banks or government authorities in case of disputes or legal requirements.
- If you do not consent to eKYC verification, you will not be able to access our services.